Planning That Starts
With Listening
Too often, financial guidance gets shaped around what can be sold rather than what someone actually needs. We start by listening — understanding what matters to you, what concerns you, and where things stand today — before building a strategy designed around the full picture, not just one piece of it. Every recommendation comes with a clear explanation of the reasoning behind it, because confidence comes from understanding how the pieces fit together.
Retirement Income Planning
Turning savings into a sustainable income stream that accounts for Social Security, taxes, and a long retirement horizon.
Financial Planning for Business Owners
Connecting the financial realities of running your own business to a broader personal plan for retirement and long-term security.
Tax Efficiency Strategies
Helping you make more tax-aware financial decisions through coordinated planning around investments, withdrawals, and account structure.
Navigating Major Life Changes
Providing CDFA®-backed guidance, helping you make more tax-aware financial decisions through coordinated planning around investments, withdrawals, and account structure.
Financial Planning Built Around Real Life
Since 2009, Fleming Financial Planning has been built around a simple principle: meaningful financial advice starts with understanding the whole person. Daniel Fleming, CFP®, CDFA®, works closely with clients to develop personalized strategies, provide clear explanations, and serve as a trusted resource through life's financial decisions. The firm's commitment to comprehensive planning and client-first advice continues to guide every relationship.