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9275 Sky Park Court, Suite 350, San Diego, CA 92123

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About Us

Daniel Flemming founded the practice in 2009 around a simple idea: that financial planning done well means looking at a client's whole financial life, not just their portfolio. While the Fleming Financial Planning name is new, the philosophy behind it has been here from the start.

Planning, Not Just Advice

A portfolio is one piece of a much larger puzzle. Retirement income, tax strategy, business finances, and major life decisions all fit together, and advice that focuses on one piece without considering the others tends to leave gaps. Building a plan that accounts for all of it, and for how each piece connects to the rest, is what our practice was designed to do.

Daniel Fleming

Daniel Fleming, CFP®, CDFA®

Financial Advisor, Certified Financial Planner™

858-500-0704

Owen Stiefvater

Owen Stiefvater

Client Services Representative

858-650-6830

Joleen Guckian

Joleen Guckian

Client Services Representative

858-650-6830

The CFP® Standard

The CFP® designation reflects a comprehensive standard of care that spans retirement planning, tax strategies, business planning, estate considerations, and investment management as connected disciplines. We hold that credential because it aligns with how we believe planning should work: accounting for the full picture before offering guidance on any part of it.

DISCOVER

We begin by listening. Through thoughtful conversations, we seek to understand your goals, concerns, priorities, and current financial situation. This discovery process allows us to develop a strategy tailored to your complete financial picture, not just a single aspect of it.

PLAN

Our team develops personalized wealth management and investment strategies aligned with your objectives, risk tolerance, family priorities, and important life milestones. Every recommendation is designed with your unique circumstances in mind.

ENJOY

Move forward with confidence knowing your strategy is actively monitored and thoughtfully managed. As your life evolves, we help ensure your plan evolves with it, keeping you focused on what matters most.

Financial Learning Center

We believe that an educated client is an empowered one. Browse our client learning center and take control of your financial future.

When Heirs are Imperfect

When Heirs are Imperfect

The money problems or bad lifestyle habits of adult children could lead to the squandering of any inheritance they receive.
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Tax Rules When Selling Your Home

Tax Rules When Selling Your Home

The tax rules governing profits you realize from the sale of your home have changed in recent years.
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Inflation & Your Money

Inflation & Your Money

It's important to understand how inflation is reported and how it can affect investments.
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Leaving Your Lasting Legacy

Leaving Your Lasting Legacy

Want to do more with your wealth? You might want to consider creating a charitable foundation.
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Retirement Income and the Traditional Portfolio

Retirement Income and the Traditional Portfolio

Experiencing negative returns early in retirement can potentially undermine the sustainability of your assets.
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Money-Saving Tips for Managing Your Subscriptions

Money-Saving Tips for Managing Your Subscriptions

A solid strategy to maximize your retirement savings is to eliminate unnecessary expenses.
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READY TO BUILD A PLAN THAT ACTUALLY FITS YOUR LIFE?

Whether you're preparing for retirement, navigating a major financial decision, or simply looking for a more thoughtful approach to planning, we’d welcome the opportunity to start a conversation.

Schedule a Call